Get a FREE Temporary Disability Insurance Quote Fill Out The Form Below
Temporary Disability Insurance
You've worked hard to build your business and to provide for your employees.
They've given you so much, why would you leave them to the mercy of the state?
Now, businesses in New Jersey with 100 or more employees can leverage their hard-earned capital to better provide temporary disability benefits to their workers.
Short-term disability coverage is designed to pay your employees a benefit should they fall ill or be injured while on the job. But, if you're allowing the state to handle the policy, it could take weeks for your employees to get paid. If you simply moved your TDB policy from the state of New Jersey to us, we can make sure they get their benefits in a matter of days!
There are more than 15 good reasons why employers choose the carriers we represent to provide their New Jersey Temporary Disability Benefit (TDB). Study the chart below – see the difference – then contact Tarpey Group.
| Features | Carriers We Represent TDB | New Jersey TDB |
|---|---|---|
|
Guaranteed savings of 20%‐100% over N.J. taxable wage rate |
Yes |
No |
|
Claims paid weekly |
Yes |
No |
|
Telephonic Claims Submission2 |
Yes |
No |
|
Average claims turnaround time |
2 days |
14 days |
|
Experienced nurses are employees' first contact when |
Yes |
No |
|
Monthly/quarterly claims reports |
Yes |
No |
|
Employer and employee access to personalized claims service |
Yes |
No |
|
Combined experience for groups with statutory and nonstatutory |
Yes |
No |
|
Year‐end W‐2s Yes No |
Yes |
No |
|
Monthly or quarterly FICA reports |
Yes |
No |
|
Employer access to online case status/reports |
Yes |
No |
|
Employer e‐billing |
Yes |
No |
|
Ability to integrate statutory and supplemental LTD plans |
Yes |
No |
|
Ability to integrate STD program with LTD plan |
Yes |
No |
|
On‐site enroller support |
Yes |
No |
|
Expense stability – Multi‐year rate guarantees |
Yes |
No |
|
Employer saves about $10.50 per employee per year in N.J. |
Yes |
No |
Save money and improve the time it takes for your employees to get their much-needed benefits.
Contact Tarpey Group today.


